IS YOUR CHILD READY TO MAKE SMART MONEY DECISIONS? ENROL THEM NOW IN THE TOI MONEY MASTERCLASS

Kids today spend hours learning maths, science, and history, but how often do schools teach them what to do with their first ₹500? Sadly, not very often. A recent survey by Muvin and Momspresso found that a massive 96% of Indian parents feel their children simply do not understand money well enough. On top of that, researchers at Cambridge have found that our core money habits are pretty much locked in by the time we are just seven years old. If you are hoping to help your child build a sensible, healthy approach to money early on, The Times of India has launched something for your kid - The Money Masterclass.

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Aimed at children between 9 and 15 years old, this programme is all about showing them how money actually works in the real world. The best part is that it is completely tailored to everyday life in India, using familiar examples like sending money via UPI, understanding fixed deposits, buying things at the local kirana shop, and saving the shagun they get during festivals.

What Will They Learn?

The course is broken down into four easy-to-follow modules. They are designed to take tricky financial ideas and turn them into practical habits your child will use for life:

Foundations: Kids will realise that money actually has to be earned. We show them how to tell the difference between things they 'need' and things they just 'want'.

Choices: This module brings in the clever '3-jar trick', where money is split into Save, Spend, and Share. This will help children learn to handle their pocket money, compare value and set goals to save their money.

Digital & Safe: Since we hardly use cash these days, children need to know how online transactions through UPI functions. More importantly, they will learn how to spot common internet scams and understand why keeping their passwords, PINs, and OTPs completely private is their best defence.

Growing Up: In the final class, kids discover their biggest financial superpower, compound interest. They will get to grips with what inflation is, the difference between smart borrowing and falling into a dangerous debt trap, and how to put together a simple, one-page plan to grow their wealth.

Expert-Led Mentorship

The whole masterclass is taught by Bharvi Avlani, a brilliant Chartered Accountant and finance expert. Her main goal is to take grown-up topics like saving, investing, and building wealth, and make them super easy for young minds to grasp. She helps kids feel confident with money and to beware of scams through fun activities.

A Complete Take-Home Toolkit

Every single child gets a packed digital toolkit to help them remember what they have learnt. This includes a 10 Golden Rules poster, a fun Pocket-Money Contract, three different money trackers, a Kid's Money Glossary, and a handy Parent Companion guide for you. When they finish the course, they get a digital "Money Belt" certificate, a personal note on their progress, and even the exciting chance to get published in The Times of India.

Enrolment Details and Dates

The class will happen on two weeks. Batch I will start on 18th July 2026, Saturday, while Batch II will commence on Saturday, 8th August 2026. Because weekends can be hectic, we run the exact same class twice a day. You can pick whatever suits your family best: the morning slot (10:00 AM to 12:00 PM IST) or the evening slot (5:00 PM to 7:00 PM IST).

Right now, you can grab an early-bird seat for ₹9,999, which saves you ₹5,000 off the standard ₹14,999 price tag. If you have two kids at home, there is a special sibling offer of ₹17,999 for both. We also have bulk booking and custom co-branded rates available for schools.

Your child might be doing brilliantly in their school exams, but teaching them financial literacy is what will really give them independence later in life. Enrol them in the TOI Money Masterclass today and help them learn the life skills that most schools miss.

To enrol in the TOI Money Masterclass CLICK HERE