How I manage my money: Freelance writer, on £1,500 a month, with a crippling mortgage

Bex Broad has a medical condition that hinders how much she can work. Despite this, she is saving as much as she can

M&S makes huge changes to its Sparks loyalty scheme as customers can now earn real money rewards

The high-street stalwart has announced that Sparks shoppers will be able to earn 'real money rewards' to spend across any part of M&S, including its food, clothing, beauty and homeware lines.

NPS, EPF or mutual funds: Where should you invest Rs 5,000 for 10 years

You set aside Rs 5,000 every month with one simple goal, i.e., to build something meaningful over 10 years. But the real question is where to invest it. NPS, EPF or mutual funds? Let's have a closer look.

Gold silver rate today (April 20): Prices take a hit, check current rates across major cities in India

Gold Silver Rate Today: Gold and silver prices edged lower on Monday, weighed down by subdued demand and negative global signals, even as markets brace for a crucial week driven by geopolitical developments and key economic data. On the Multi Commodity Exchange (MCX), gold futures for June delivery declined Rs 1,310, or 0.85 per cent, to Rs 1,53,299 per 10 grams, with a turnover of 1,119 lots. The fall came amid weak spot demand and softer...

As someone who…: 24-year-old man builds Rs 1 crore business in 4 months after quitting job

Most entrepreneurs leave their regular corporate roles to pursue something big, but very few succeed. This is the story of Ujjwal Nargotra, who built a Rs 1 crore startup in just four months after quitting his job and now helps more than 10,000 creators grow. The 24-year-old entrepreneur, co-founder of India’s automation platform LinkPlease, shared his journey on Instagram on how he cracked the market. Ujjwal and his co-founder started the...

India's forex reserves jump $3.83 billion to $700.95 billion: RBI data

India’s foreign exchange reserves rose by $3.825 billion to $700.946 billion for the week ended April 10, according to the latest data from the Reserve Bank of India (RBI). The latest increase comes after a sharp $9.063 billion jump in the previous reporting week ended April 3, when reserves had climbed to $697.121 billion.India’s forex reserves had touched an all-time high of $728.494 billion in the week ended February 27 this year. However,...

Banks report dent in treasury income on RBI's forex measures

HDFC Bank's net trading and mark-to-market (MTM) income fell to Rs 800 crore in Q4FY26 from Rs 900 crore last quarter.

Moneycontrol Pro Panorama | Hollow markets

Dear Reader,The Panorama newsletter is sent to Moneycontrol Pro subscribers on market days. It offers easy access to stories published on Moneycontrol Pro and gives a little extra by setting out a context or an event or trend that investors should keep track of.India's stock market looks impressive on paper. The National Stock Exchange has crossed 24 crore registered investor accounts, a number that has grown nearly four times over five years....

What does it mean when you dream about receiving money? 💸💸💸

Dreaming about receiving money generally symbolizes a positive influx of power. It often reflects a feeling of being valued a rise in confidence or the anticipation of positive changes

₹50 lakh retirement corpus: How to invest in SCSS, mutual funds, equities and other assets — CA offers tips

Secure retirement planning can turn a ₹50 lakh retirement corpus into a balanced income engine. Here is how you can blend SCSS, mutual funds, equities and debt for inflation-beating, tax-efficient long-term financial stability.

How money can measurably influence happiness and life satisfaction

The big-idea explorers at Aperture investigate how money genuinely influences happiness and overall life satisfaction.

What is digital euro? A guide to future of cash in Europe

Barcelona, Apr 15 (The Conversation) Money is changing at a pace that would have seemed unthinkable even a few years ago. In just the last ten years, credit cards, debit cards and mobile phones have displaced cash, with notes and coins being used less and less as physical money gives way to digital. Given this growing trend, the European Central Bank (ECB) is now working towards the launch of the digital euro – an electronic version of public...

'Be careful who...': Woman throws Rs 1.5 crore cash from high-rise apartment, residents rush to collect

A shocking incident took place in Shantou, Guangdong province, on Friday morning when a woman threw a large amount of money from a high-rise building. According to The Standard, the act created chaos as people gathered and rushed to pick up the money. Around 9 am, a woman at the Star Lake City residential complex in Longhu District was captured tearing handfuls of Hong Kong $1,000 (around Rs 1.5 crore) banknotes from her balcony. This Chinese...

Silver tests $80 per ounce to hit one-month high

Mumbai, April 16 -- COMEX Silver futures hit a one-month high today, testing $80 per ounce as precious metals stayed well supported amid sustained weakness in the US dollar and a rise in debt level...

ICICI Bank vs HDFC Bank after Q4: Which stock looks like a better buy now?

ICICI Bank gained after Q4 results while HDFC Bank slipped, raising a key investor question. Which private banking giant now offers better growth, dividends and value potential? Read on to find out.

Jio Financial sees strong growth as lending scales, new businesses expand

Hitesh Sethia, MD & CEO of Jio Financial Services, expects robust growth as the company scales its lending book and expands into new verticals. With non-banking financial company (NBFC) AUM at ₹25,700 crore, he sees strong top-line momentum while maintaining a focus on asset quality.He also highlights a long runway in insurance and asset management, driven by low penetration and product expansion. While investments in new businesses may keep...

How can you start saving money even if your salary feels too small?

Saving money on a small salary is possible. Start with small, consistent amounts. Track your spending to cut unnecessary expenses. Automate your savings for discipline. Choose better saving options for growth. Build an emergency fund for unexpected costs. Increase your income gradually. Be patient with your progress. This habit builds a secure financial future.

'My 9-5 didn't trap me': Middle-class Hyderabad woman's honest take on corporate job goes viral

Must success always mean leaving your job and taking a risk? As social media continues to celebrate hustle culture and bold career moves, one woman from Hyderabad has offered a different take on corporate life. A woman named Akanksha Rai, shared her views in an Instagram video, where she spoke about her journey as the eldest daughter in her family. She explained why she has never looked down on conventional office work and why earning a monthly...

How to ensure your retirement savings sustain you through inflation, risk and other uncertainties

Smart planning for your retirement is part of fiscal responsibility for the future years. Here's how to ensure your retirement savings can sustain you through cost of living, medical inflation and other risks.

Yes Bank share price jumps 3% after Q4 results. Should you buy, sell or hold the stock?

Yes Bank share price surged over 3% on Monday, April 20, following the private bank's strong Q4 results announcement, which showed a 44.8% increase in net profit year-over-year to ₹1,068.4 crore, up from ₹738 crore during the same time last year, as reported by the company on Saturday, April 18. The bank reported healthy growth in core earnings, wi...

Reliance brings a fantastic opportunity: Earn big without any effort! Mark April 24th on your calendar...

Reliance Industries (RIL), India's most valuable company by market capitalization, has announced the date for the release of its Q4 results for the fiscal year 2026 (FY26). Furthermore, this company—led by Mukesh Ambani—is also planning to distribute a dividend to its investors. This decision to issue a dividend comes after the company distributed a dividend of ₹15.50 per share and issued bonus shares in a 1:1 ratio over the past two years....

Small-cap stock Sterling and Wilson Renewable Energy share price soars 12% on this new order win; check details

Sterling and Wilson Renewable Energy's share price surged over 12% after securing new domestic orders, including a major solar project from Coal India valued at ₹3,490 crore. The company's total EPC order inflows for FY26 have surpassed ₹10,062 crore.

Why SIPs should remain core to your personal finance strategy in 2026: 5 reasons investors are staying invested

Steady wealth creation can be achieved through mutual fund SIPs, as investors should continue to focus on disciplined investing, rupee cost averaging, and compounding amid global market volatility.

Huge tax change will put money back in the pockets of millions of Australians: What you need to know

Treasurer Jim Chalmers has announced a major tax reform ahead of delivering his fifth Federal Budget next month.

Rupee gains 10 paise on oil dip, but Hormuz tensions keep markets on edge

The Indian rupee gained 10 paise on Monday, opening at 92.83 against the US dollar, buoyed by a significant decline in crude oil prices, optimism around easing geopolitical tensions, and supportive measures from the Reserve Bank of India (RBI). The dollar index -- which measures the greenback against a basket of six major currencies -- rose to 98.27, up 0.37 per cent from the previous close. According to the currency market experts, a sustained...

Car vs wealth: Financial expert explains why your EMI mindset is costing you big

Over a decade, even a modest monthly investment can grow significantly through compounding. In contrast, money spent on EMIs yields no financial return beyond utility — and declining resale value.

Quote of the day by banking legend JP Morgan: ‘Money equals business which equals power, all of which…’, a lesson on how to make it big in life

JP Morgan, a powerful financier of the Gilded Age, believed credibility, not just capital, was the foundation of wealth. His reputation for decisive action and integrity was crucial, especially during the Panic of 1907 when he personally stabilized markets. Morgan's influence and legacy highlight the enduring power of trust in finance and society.

‘How can we live like this?’ In Noida, a breaking point years in the making

In their cramped rented room, where summer felt like a furnace, winter like a slap of cold, and rains leaked through the walls, Tularam dreamt of a different life

India ke 100 rupaye ki London me kya value hai? A woman’s supermarket test leaves internet and Indians stunned

A viral Instagram video humorously highlights the stark reality of London's high cost of living for an Indian visitor. The experiment shows that ₹100, a significant amount in India, can barely purchase basic necessities like water or a sandwich in the UK, with only a small packet of carrots fitting the budget.

RBI opens premature redemption window for sovereign gold bond 2020-21 series VII

The central bank has fixed the redemption price at Rs 15,254 per unit, calculated as the simple average of closing prices for 999-purity gold over the three preceding business days, according to the India Bullion and Jewellers Association (IBJA).

Yuan for oil payments? UAE seeks US safety net amid Iran war - report

The UAE has requested a US financial safety net amid concerns that an Iran war could severely damage its economy and investor confidence. Talks included a currency-swap line proposal, as the UAE fears needing to use other currencies for transactions if dollar shortages arise.

Yield tracker: 10-year bond yield edges higher ahead of switch auction; liquidity surplus in focus

India’s 10-year government bond yield rose marginally in early trade on April 20 as traders awaited a switch auction worth Rs 30,000 crore, where the government plans to convert short-tenor securities into longer-maturity debt. At 9:06 am, the 10-year bond yield was at 6.917 percent, up 2 basis points from its previous close of 6.905 percent. Market participants said a large surplus of liquidity in the banking system could support...

Polymarket in talks to raise money at about $15 billion valuation: The Information

Prediction markets platform Polymarket is reportedly in talks to raise $400 million in funding at a $15 billion valuation. This potential investment follows a $600 million commitment from Intercontinental Exchange, the NYSE's parent company. Polymarket aims to attract further strategic investors, potentially bringing the total round to $1 billion as event-based trading gains significant traction.

Why being able to afford everything can leave you with nothing saved

In a stage of growing incomes, a lot of individuals reach a level when they are capable of buying everything they want - eating out, electronics, subscriptions, traveling, or changing the style of their life for the better. The thing is that each purchase might seem affordable, but making choices based on one's ability to pay is sometimes a bad thing for personal finances. The concept of affordability doesn't equate with sustainabilityJust being...

Can you really become financially independent before 40?

Achieving financial independence before 40 is attainable through disciplined saving, smart investing, and mindful spending. This goal requires early starts, consistent efforts, and controlling expenses to allow money to work for you. Building multiple income streams and setting clear financial targets are crucial steps on this journey.

'I would rather...': Woman quit her Rs 1 lakh a month job at 23, says she was living her 'worst phase'

Success often looks perfect from the outside. A high-paying job, financial stability, and a career that ticks every box. For 24-year-old Rithika, that picture was real. At just 23, she was earning over a lakh a month and living what many would call a dream life. But behind that polished image was a reality that told a very different story. For nearly two years, Rithika found herself stuck in what she described as her “worst-case scenario.”...

China leaves lending benchmarks unchanged for 11th month in April

China on Monday left benchmark loan prime rates (LPRs) unchanged for the 11th consecutive month in ​April, in line with market expectations.Solid economic growth ‌at the start of the year and a pick-up in inflation reduced the need for fresh monetary easing to support the broader economy.It kept the one-year LPR at 3.00% and five-year ​LPR at 3.50%.In a Reuters survey of 20 market participants ⁠conducted last week, all participants predicted no...

Stocks in news: HDFC Bank, ICICI Bank, RIL, Trent, Jio Financial

Indian markets are set for a dynamic start today. Investors will closely watch the Q4 results from banking giants HDFC Bank and ICICI Bank. Reliance Industries and Jio Financial also released their earnings. Trent's board will consider a bonus issue and dividend. Geopolitical events will also influence trading. Lupin received observations from USFDA.

Financial horoscope today, April 17, 2026: Pisces will see an increase in wealth and prosperity, know the status of other signs

Today's Financial Horoscope, April 17, 2026: Any financial decision taken in haste may prove to be detrimental. Make a list of essential tasks. Spend strictly according to the budget.

Is the dollar under threat? US lawmakers across states want gold and silver as alternative currency

The supremacy of the US dollar is being quietly tested at home, as a cluster of state lawmakers push to legalise gold and silver for everyday transactions in a bid to shield households from inflation.Lawmakers in states including Utah, Georgia, Arizona, Oklahoma and Iowa are pushing legislation to allow gold and silver to function as alternative, everyday currency — a move they frame as protection against inflation and long-term erosion in the...

Maths behind high returns: What makes these mutual funds winners with over 20% CAGR in 10 years

Maths behind high returns: When we speak of a high-performing mutual fund, we usually look at its past returns. It is easy to get impressed by its previous returns, but the actual story lies in the maths behind those returns and understanding that maths behind it may help you get into the core of the mutual fund that may help you shape your portfolio.

INR 1.25 crore profit in one night: Tilak Varma's century vs GT gives MI a lifeline in IPL 2026

Tilak Varma's 101 not out against the Gujarat Titans transformed his season, generating ₹1.82 crore in value and a profit of ₹1.25 crore.

Shah Rukh Khan is a billion-dollar industry, he’s building an empire: Viveck Vaswani on Danny Denzongpa, Rajendra Kumar’s wealth

Viveck Vaswani shared how many actors have made their wealth through business ventures and didn t depend solely on acting.

Mehul Telecom IPO day 2: Issue subscribed over 6x so far; NIIs steal the show. Check GMP, issue details

Mehul Telecom IPO, open from April 17-21, features shares priced at ₹96-98. The company reported a profit rise and plans to use funds for working capital and expansion. Strong investor interest is evident with a subscription status of 6.60x as of day 2.

Sensex, Nifty opening: Will stock markets rise or fall today?

GIFT Nifty futures were trading at 24,469.50 at 7:57 am, indicating that the Nifty 50 may open above Friday's close of 24,353.55.

Planning a Rs 1 crore corpus in 10 years? Here’s how to optimise your mutual fund portfolio

Building long-term wealth through mutual funds requires a prudent mix of asset allocation, disciplined investing, and regular portfolio reviews.

Concert economy as investment vehicle: Are live events the next big asset class?

Institutional investors, private equity firms, tech platforms are taking note, driven by resilient demand, diverse revenue streams and cultural staying power.

Top 3 tips on becoming financially successful 📈📈📈

Indian woman living in America explains why people who move abroad rarely return to India, internet calls it 'bitter truth'

An Indian-origin woman based in the United States has sparked a massive debate after explaining why many Indians who move abroad, especially to America, often do not return to India even after years of working there.In a video circulating widely on social media, the woman, Sonali addressed a question she says many people ask: why do Indians who settle in America choose to stay there permanently even after earning what appears to be a significant...

Razorpay may opt for confidential IPO filing; valuation seen around $5 billion: Report

Razorpay co-founder and CEO Harshil Mathur said the company's broader ambition is to evolve from a payments provider into a comprehensive financial infrastructure platform for businesses.