‘Where does all my money go?’ Rs 3 lakh-earning man explains why he still feels broke (watch viral video)

Dr. Sunny Garg, co-founder of brihas.ai, explains why a household earning Rs 3 lakh monthly can still feel financially tight. He points out that with dual incomes, financial obligations like home EMIs, school fees, and car payments tend to grow, leading to lifestyle inflation.

Not your money or muscle: Women find these three traits attractive in men as per globally acclaimed dating coach

Women are undeniably attracted to men who exhibit quiet confidence and a great sense of humor. Beyond material possessions or looks, it’s the ambition fueled by meaningful passions and well-defined goals that truly captivates them. A man who recognizes his value and follows a clear path in life is incredibly appealing, as these qualities foster a joyful and fulfilling partnership.

Gold, silver prices today, September 12: Check latest rates in Delhi, Mumbai, Bengaluru & other cities

On September 12, Indian buyers are monitoring volatile gold and silver prices amid global market shifts. Rates vary across cities due to local taxes and other costs. Gold purity is a key price factor, with 22K preferred for jewellery and 24K for investment.

US stocks today: US stocks end higher as strong inflation data cements rate-hike bets

US stocks ended higher on Friday as accelerating consumer prices strengthened expectations of a Federal Reserve rate hike next week. The Dow, S&P 500 and Nasdaq all gained, while Dell surged to a record high. Oil prices fell but remained sharply higher for the week amid concerns over Middle East supply disruptions.

Raymond Realty to raise ₹409 crore through preferential issue of convertible warrants

Thane-based real estate developer Raymond Realty Ltd on Friday (September 11) said it has approved raising up to ₹409 crore through a preferential issue of 66,57,373 convertible warrants to J K Investors (Bombay) Ltd, an entity belonging to the company's promoter group.The warrants will be issued for cash at ₹614 per warrant, including a premium of ₹604 per warrant. Each warrant will entitle the allottee to subscribe to one fully paid-up equity...

Rs 10 lakh FD at 7% interest: How much will senior citizens get after 1, 3, 5 and 10 years? Check inside

Banks also offer senior citizens a higher interest rate than regular customers. The extra rate may look small, but on a bigger deposit it can make a noticeable difference to the final amount. Senior citizens can also choose how they want to receive the interest — every month, every quarter, or at the time of maturity.

Money stress or overspending? Financial therapy could help you understand why

You know you shouldn't put another expensive purchase on your credit card, but you do it anyway. Or perhaps you have enough money but still feel anxious whenever you spend. You may avoid checking your bank account altogether, or repeatedly argue with your partner about the same financial issues. In situations like these, knowing what you should do with money may not be the problem. The harder question is why you keep doing something different....

NSE IPO: How share supply may affect prices post listing

The Mega NSE IPO is finally here. Not necessarily unique, but NSE is set to enter public market territory with no classified promoter and a full free float of its equity shares. However, it will be the demand-supply dynamics post the NSE listing, that will determine how the stock price moves.According to a video analysis shared with CNBC-TV18 by Aishvarya Dadheech, the founder and CIO at Fident Asset Management, on Friday, September 11, assuming...

REC issues ₹500 crore tokenised corporate bond in India's first SEBI sandbox pilot

State-owned finance company REC Ltd on Monday (September 7) said it has successfully completed India’s first pilot issue of tokenised corporate bonds under the Securities and Exchange Board of India (SEBI) Regulatory Sandbox Framework, raising around ₹500 crore.The issue comprised a base issue of around ₹100 crore and a green shoe option of around ₹400 crore, with bidding undertaken on the Electronic Bidding Platform (EBP) of the National Stock...

Record weekly jump of USD 44.9 bn takes forex reserves to new lifetime high of USD 785.71 bn

Mumbai: India's forex reserves jumped by a record USD 44.903 billion to a new lifetime high of USD 785.706 billion during the week ended September 4, the RBI said on Friday. In the previous reporting week, the overall reserves increased USD 11.475 billion to a new all-time high of USD 740.803 billion. The kitty had been declining since the start of the conflict in West Asia earlier this year, as the rupee came under pressure and the RBI had to...

5 investment rules everybody must know: You don’t need to be Warren Buffett to understand these simple money basics

Simple financial rules help manage expenses and investments for Indian households. You don’t need to be Warren Buffett to understand these simple money basics.

RBL Bank approves $1 billion overseas debt programme: What does it mean for investors?

RBL Bank’s board has approved a $1 billion EMTN programme, enabling the private sector lender to raise funds through foreign-currency bonds, notes and other debt securities from overseas markets over time, subject to regulatory approvals and market conditions.

Dell, HPE stocks lead S&P 500 gains: Oracle’s $95B capex plan lifts AI stocks

Dell stock hit a record high above $567, while HPE shares hit multi-month highs.

₹20,000 extra every month: Why paying off your personal loan first may win over an SIP

With a ₹20,000 monthly raise, borrowers must choose between repaying a personal loan or investing in mutual funds. Clearing a high-interest loan first can save more in interest and result in a larger investment corpus compared to investing the entire amount monthly.

Crude shock puts RBI on watch: Governor Sanjay Malhotra says MPC will reassess growth, inflation next month

Reserve Bank of India's Governor Sanjay Malhotra said on Friday that the Monetary Policy Committee (MPC) will reassess growth and inflation dynamics at its meeting next month.

Six IPOs open today, highest in a single day in 30 years; Rs 4,500-crore offers up for grabs

India’s primary market is witnessing an unusually busy day on Wednesday, September 9, with six mainboard IPOs opening for subscription, making it the biggest single-day IPO rush in nearly 30 years.The last time exactly six IPOs opened on the same day was October 14, 1996, according to historical data from Prime Database. The six companies hitting the market today are Rentomojo, Asset Reconstruction Company (India), Manipal Payment & Identity...

Indian woman explains why a higher pay package doesn't always mean savings in Dubai

The video prompted several reactions from users, with many agreeing that expenses should be considered before relocating.

Spanish proverb of the day: "Money is a powerful gentleman" — How does wealth influence people?

Money can buy comfort, opportunities and influence. But it can also change how people treat one another. A famous Spanish proverb captures this power in a striking phrase: "Poderoso caballero es don Dinero". It translates as, "Money is a powerful gentleman".The proverb presents money as a powerful gentleman who can influence people, decisions and social status. What does the proverb actually mean?The proverb suggests that money has enormous...

A $5,000 check would cost US somewhere between $1.2 trillion and $1.35 trillion

TOI correspondent from Washington: The Republican Party’s midterm convention in Dallas on Wednesday night was to be a celebration of two years of Trump presidency to gee up ranks for the Nov 3 mid-term elections. Instead, the MAGA boss made headlines after laying out something that sounded less like an upbeat policy and more like a deadbeat deliver...

Shimmery jacket, Lak Tunu Tunu, and plenty of swag: Ravi Kishan's Money Follows My Brother is as quirky as the meme

T-Series has turned Ravi Kishan’s viral catchphrase into a song

RBI’s $136 billion FCNR mop-up builds forex cushion as global rates and oil prices rise

The RBI's $136 billion FCNR mop-up has provided India with an important foreign exchange cushion amid rising oil prices, bond yields and global volatility. The move is being viewed as a timely shock absorber for the economy as borrowing costs rise globally. Arun Kejriwal, Market Expert, explains why the changing interest-rate environment in the US and Japan could create fresh challenges for global capital flows. With US 10-year yields moving higher and major holders reducing Treasury exposure, the global cost of money is becoming more expensive. The discussion examines what this means for India's economy, currency and financial markets.

Oracle shares spike 6% pre-market as $30 billion in AI contracts eases spending fears

Oracle's booking of over $30 billion in new AI cloud contracts was a major factor in the pre-market rally.

India's foreign exchange reserves cross the historic $785 billion mark

Mumbai: Registering a mammoth leap, India’s foreign exchange (forex) reserves have reached an unprecedented all-time high. According to the latest data released by the Reserve Bank of India (RBI) on Friday, the country’s forex reserves crossed the $785 billion mark for the first time in history, ending the week of September 4, 2026, at a record $785.71 billion. This latest milestone was propelled by an extraordinary weekly jump of $44.90...

Gold rebounds to Rs 1.53 lakh as crude prices ease, but Fed rate fears threaten another fall

Gold saw a volatile session on September 11, rebounding from around Rs 1,50,800 to Rs 1,53,000 as crude prices eased from $110.40 towards $104.50, offering some relief to bullion. MCX gold futures for the October contract fell below Rs 1,51,000 per 10 grams in the early session on Friday, but recovered those losses in the evening trade to Rs 1,53,401 (18:29 IST), up 0.7 percent over the past 24 hours. Silver futures for the December contract...

Every $1 invested can return $15: The economic case for cleaner air in India

Cleaning up the air could deliver an economic windfall, with every dollar invested in tackling air pollution and climate change potentially generating US$15 in economic benefits, a new United Nations assessment has found. The report, Hidden assets: The economic and health case for climate and clean air action, released on September 7, finds that 25 measures addressing both crises could deliver substantial returns, even before accounting for...

India's forex reserves jump $44.9 billion to record $785.71 billion

Foreign currency assets (FCA), the largest component of India’s forex reserves, rose by $47.498 billion during the week to $648.17 billion, accounting for the bulk of the overall increase.

Old ₹1, ₹5 and ₹10 notes: Can rare currency fetch lakhs? Check details before selling

Old Currency Notes: Do you have an old ₹1, ₹5 or ₹10 note lying in a wallet, cupboard or collection? Rare Indian currency can attract the attention of collectors, and some unusual notes may command higher prices than their original face value. However, the actual value depends on factors such as rarity, condition, year of issue, signature and serial number. Several online platforms allow collectors and sellers to connect, but claims of earning...

UPI MDR may be set at 40 bps; banks could get largest share: Report

The government may soon notify a framework for levying a merchant discount rate (MDR) on select Unified Payments Interface (UPI) transactions, with the fee potentially set at around 40 basis points (bps), or 0.4% of the transaction value. According to an Economic Times report, issuing banks could receive 40% of the MDR, while the remaining fee could be divided equally between third-party application providers (TPAPs), such as PhonePe and Paytm,...

₹11,000 salary, owner of 5 houses: Contractual worker at centre of PNB chest's ₹17-cr fake notes recovery

The worker, employed as a driver-loader at the currency chest, may be the effective owner of five houses, an SUV, a sedan and two motorcycles.

US inflation holds at 3.4% as monthly price rises hit fastest pace since May

US consumer prices rose 3.4% in the year to August, unchanged from July and exactly in line with expectations, but the monthly increase of 0.4% was the sharpest since May, a sign the energy shock is starting to bite four days before a Federal Reserve decision markets expect will deliver a rate hike. View on euronews

JPMorgan’s Anu Aiyengar talks about where she would put her money in 5 years

J.P.Morgan’s Anu Aiyengar Talks About Where She Would Put Her Money In 5 Years

Why financial education is more valuable than financial tips - A case for learning over advice

Financial tips can offer quick ideas, but they rarely explain the thinking behind a decision. Financial education, on the other hand, helps people understand risk, valuation, goals and long-term planning. In a world filled with endless advice, learning how money works may be more valuable than simply knowing the next investment trend.

Salary vs. savings account: What is the difference between the two, and which account offers 8 major benefits?

Two types of bank accounts are commonly used: the savings account and the salary account. But do you know the difference between the two? People often make mistakes with salary accounts that can cause significant issues after leaving a job. Let us explain the differences between these accounts and the benefits they offer. What are salary and savings accounts? Simply put, a savings account is a standard bank account that keeps your money safe and...

3 forces behind central banks’ gold buying spree that few investors are watching

More than the price rise itself, at least three major developments are guiding central banks' gold purchases.

Your money: NPS now offers more flexibility to manage your nest egg

The NPS multiple scheme framework and Default Contribution Allocation (DCA) allow non-government subscribers to automate multi-fund diversification across retirement contributions.

Katie Piper: Here are 5 things every woman should know about money

US stocks jump after oil prices ease and inflation update comes in near expectations

NEW YORK: U.S. stocks are rebounding Friday and clawing back much of their losses for the week after oil prices eased off their recent spurt. An update on inflation across the United States that came in close to economists' expectations, even if prices are still rising too quickly for everyone's liking, also helped calm the market. The S&P 500 clim...

Rs 3 lakh salary, still not financially free? Man explains the hidden trap (watch)

A high household income, such as Rs 3 lakh monthly, does not always guarantee financial freedom. As earnings grow, lifestyle expenses and long-term commitments like housing, school, and car payments also increase. When these decisions are based on two stable incomes, it creates financial pressure and reduces flexibility.

FIIs sell Rs 931 crore on September 11, DIIs buy Rs 1,968 crore

Foreign institutional investors remained net sellers on Friday, offloading Rs 930.90 crore of Indian equities, while domestic institutional investors bought a net Rs 1,968.17 crore, according to NSE data. FIIs bought shares worth Rs 12,616.89 crore and sold Rs 13,547.79 crore. DIIs, meanwhile, bought Rs 15,109.58 crore and sold Rs 13,141.41 crore. With Friday’s flows, FIIs’ net buying for the month of September stands at Rs 579 crore, while DIIs...

Art, money and the joy of collecting

Art has always been about noticing small details, admiring the craft and engaging with a beautiful form of expression. Yet there is another dimension to art: money.Get breaking news anytime, anywhere. Download the TOI app now!Designer and art curator Srila Chatterjee believes art and business need not be at odds. At a Bengaluru session titled ‘Why ...

10 of the world's strongest currencies in 2026

It’s amusing when you think about how currency can color a travel experience before you even step off the plane or order your first coffee. Sometimes you glance at the exchange rate and feel like you’re about to splurge just by crossing a border. Other times, the numbers make the destination seem like a bargain.In 2026, the same club of currencies dominates the “strongest” list: the heavy-hitting Gulf currencies, plus the British pound, Swiss franc, euro, and US dollar.But here’s where people sometimes trip up: when we talk about a “strong currency,” we aren’t saying the economy is the largest or that a trip will be cheap (or expensive) for you. This strength simply means the official exchange rate is high, as one unit of currency trades for a lot of US dollars. That doesn’t reveal a thing about how much you’ll pay for hotels or what lunch will cost. Those on-the-ground prices depend on a messier set of factors: wages, taxes, cost of living, and local pricing, none of which you’ll see on a currency chart.However, if you’re thinking about a trip, it’s smarter to ask: how far does your own money go once you land? Just because a Kuwaiti dinar equals more than $3 doesn’t mean Kuwait itself is lavish or cheap. The reality hits when you check hotel listings or restaurant menus. And if you’re, say, traveling from India, it’s not just “which currency is strongest?” — it’s “what does ₹1,000 get me in real life?”Exchange rates for these strong currencies don’t all float up and down daily; several are fixed (or pegged) to the US dollar and barely budge. Still, values can shift. The figures below reflect early September 2026, not forever rankings.Here, we take a closer look at the power players:

Hanuman Ansh box office collection day 36: Dr Vishal Chaturvedi's film grows 5.0%; earns Rs 10.50 cr; crosses Rs 170 cr net in India

Hanuman Ansh continues its strong theatrical run, earning Rs 10.50 crore on its thirty-sixth day. The biographical devotional drama has now amassed a total India net collection of Rs 173.63 crore. This impressive performance shows a five percent growth compared to the previous day's earnings. The film's occupancy rates remained steady, with night shows performing exceptionally well.

Newly-listed stock Shankesh Jewellers surges 18% to hit a record high - what is fuelling the rally?

Shankesh Jewellers share price surged as much as 18% to hit its record high of ₹116 in morning trade on the BSE on Friday, 11 September, even as equity benchmark Sensex crashed 1%.

Fed rate-hike bets rise to 85% after hot August inflation data

Recent inflation figures have exceeded expectations, leading many to anticipate a rate hike from the Federal Reserve. Core consumer prices increased more than what economists forecasted last month, and alongside rising oil prices, this trend indicates that inflation is on an upward trajectory. Traders are now estimating an 85% likelihood of a quarter-point increase in the upcoming meeting, with further rate hikes expected in December.

MSTR stock slips after strategy leaves Bitcoin stash untouched, doubles buyback program to $2B

The company repurchased around 1.8 million STRC shares for $176.3 million during the week, without buying back its other preferred securities or common stock.

Which small savings schemes offer tax benefits with no investment limit? Check the complete comparison

NSC and 5-year Post Office Time Deposit offer Section 80C tax benefits without an investment ceiling. Know their tenure, tax rules and how they compare with PPF, SSY and KVP. Having a clear understanding of investment limits and basic tax-related concepts can help in meaningful investment planning.

Federal Bank to consider $500 million medium-term note programme on September 17

Kerala-based lender Federal Bank Ltd on Friday (September 11) said its board will meet on September 17, 2026, to consider and approve a proposal to establish a medium-term note programme for raising funds of up to the equivalent of $500 million through foreign currency-denominated debt securities and other permissible instruments.The proposed programme will allow the bank to raise funds through one or more branches, including its head office and...

PPF: Here's how much investment of ₹2,000 per month earns you — even 5 years’ delay can impact your total corpus

Today, we calculate the minimum amount you would need to invest in your / your child's PPF per month in order to successfully become a “crorepati” over the long run. Below is how the calculation works out for every 5-year delay:

Why your first Rs 25 lakh investment is a major wealth-creation milestone

Reaching the Rs 25 lakh milestone signifies a transformative moment in wealth creation for young investors. It indicates that accumulated capital is now playing a crucial role in enhancing portfolio growth, alongside new savings. With market downturns having a more pronounced effect in rupee terms, effective risk management strategies become essential. Moreover, optimal asset allocation is key for achieving a balance between growth and stability.

Solar panel subsidy: When will the money reach your bank account and how can you track the status?

Installing rooftop solar panels can help households reduce their dependence on grid electricity and lower their monthly power bills. The central government is also encouraging residential consumers to adopt rooftop solar through the PM Surya Ghar: Muft Bijli Yojana, under which eligible households can receive a subsidy for installing an approved rooftop solar system. However, getting the panels installed is only one part of the process. Many...