Trending:


2 years vs 10 years: What investors lose by stopping SIPs early and why staying invested matters

Investors often quit SIPs too early, driven by market volatility. Data shows that holding SIPs longer significantly reduces the risk of loss, highlighting the importance of a long-term perspective in investing.


Same mutual fund, same SIP, same 10 years—but one investor earned Rs 3 lakh more. Here’s why

Additionally, there are regulatory changes, such as when SEBI revises the Total Expense Ratio (TER) framework or prescribes new limits and guidelines. AMCs are required to align their expense ratios with these regulations.


How GenZs can build wealth starting from first paycheck— Expert lists 5 steps on financial planning

Young people often struggle with how to allocate salary between SIPs and emergency funds. Expert advises prioritizing a strong financial foundation, making informed investment choices, and maintaining discipline for long-term wealth.


The new retirement strategy? Spending it all before you die

Forget leaving an inheritance for the children


The strongest currencies in the world

Many factors can influence the strength of a country's currency. These include low inflation, a stable economy, high interest rates, and revenue from exports like oil or minerals. Countries with stable governance and robust financial policies often have stronger currencies. When a currency holds its value, it attracts investor trust, business opportunities, and economic progress. A strong and diversified economy also helps reduce volatility, which further supports the currency's position globally. In this gallery, we look at some of the world’s strongest currencies, ranked by how many of them you get for one US dollar. Curious to see which ones top the list? Click to find out!


Katie Piper: The one thing I’ve learned about money that every woman needs to know

A brutal attack changed Katie Piper's life – and the way she thinks about money


Multi Commodity Exchange of India shares gain over 2% in today's trade

Shares of Multi Commodity Exchange of India were trading higher on Tuesday, with the stock priced at Rs 2,823.50, marking a 2.33% increase from its previous close as of 10:20 am. Multi Commodity Exchange of India is among the Nifty Midcap 150 constituents. Financial PerformanceMulti Commodity Exchange of India has demonstrated a robust financial trajectory, particularly in its annual performance. The company's revenue has shown consistent growth...


Regular vs direct mutual funds: How much are you paying your distributor?

Choosing between regular and direct mutual fund plans can affect the cost of investing, as distribution commissions are built into the expense structure of regular plans. An analysis of AMFI data found that distributors received an estimated ₹27,335 crore in mutual fund commissions in FY2024-25, highlighting the importance of understanding how investment costs are paid.


Rs 35,000 loan to British Empire in 1917: MP family gets response from UK debt office after 109 years

A 109-year-old war loan certificate has opened a new chapter in a Madhya Pradesh family's attempt to find out whether money lent to the British government during World War I was ever repaid. Vivek Ruthia, a 63-year-old resident of Sehore, Madhya Pradesh, says his family has received a response from the UK's Debt Management Office (DMO) after approaching the British authority over a Rs 35,000 subscription made by his grandfather, Seth Jumma Lal...


Sovereign Gold Bond premature redemption date today: Check August 11, 2026, SGB redemption price, returns on Rs 1 investments

Sovereign Gold Bond: The Reserve Bank of India has revealed the redemption prices for select gold bond series, which can be redeemed prematurely after a five-year period from their issuance. The redemption amount is determined by taking a three-day average of gold prices.


Markets at a crossroads: Asian gains, Indian consolidation and a critical US inflation test

Asian equity markets began the week on a broadly positive note on Monday (10 August), supported by the continued strength of US equities, expectations of a less restrictive US monetary policy environment and improving investor sentiment across major global markets. Japan emerged as one of the strongest performers in the region, while Hong Kong and ...


Bitcoin rises 3.28% in a week, holds near $65,000 as ETF inflows strengthen

Bitcoin price surged near $65,350 in the early August 10 trade, but quickly trimmed some of those gains to trade at $64,925.18, though representing 0.29 percent up over the last 24 hours and 3.28 percent in a week. According to crypto analysts, Bitcoin is holding just below the $65,000 level at the start of the week, having weathered a turbulent seven days that included fallout from a hardware wallet security exploit and a contentious...


Bank of India Liquid Fund leads liquid mutual funds in three-year CAGR returns; delivers 7.0% gain

Among liquid mutual funds that meet the screen used for this ranking, Bank of India Liquid Fund is at the top on three-year CAGR returns. The fund delivered 7.0 percent, ahead of Franklin India Liquid Fund-Super Inst at 6.9 percent and Axis Liquid Fund at 6.9 percent, according to ACE MF data on August 10.The ranking considers only schemes with assets under management of at least Rs 1,500 crore. Among the top five funds that meet this criterion,...


The tax rises that could be in October’s budget – and how to prepare

Experts believe the upcoming Budget could see another 'smorgasbord' of small tax changes


Salary Rs 30,000 a month: How much should you save, invest and spend? 50-30-20 rule explained

50-30-20 rule of money: Do you earn a monthly salary of Rs 30,000 but struggle to save or invest, with your entire income getting exhausted before the end of the month? Here’s how you can manage your finances better and work towards solving this problem.


Global market today: Asian shares trade lower; oil holds gains

Oil prices managed to retain their gains as optimism regarding a deal in the Strait of Hormuz dissipated, sparking renewed fears of inflation. Treasury yields increased, and the yen weakened, undoing some of its recent recovery. Asian stocks and futures suffered slight declines, while Australian bonds dropped before an impending policy decision.


How does the RBI control inflation? Repo rate, CRR, SLR & monetary policy explained

Do you see that sometimes the cost of vegetables/milk/school bags increases? An increase in the price of goods and services is referred to as inflation. In India, the Reserve Bank of India (RBI) is responsible for maintaining the inflation rate within a tolerable limit to ensure people can purchase the necessary items. The primary aim of the RBI is to maintain price stability while also promoting economic growth. Quick Highlights Aspects...


Rupee retreats to near two-week low, closes at 95.43 vs USD as US-Iran standoff pushes oil higher

The Indian rupee tumbled to a two-week low on Tuesday as surging oil prices and waning optimism regarding a U.S.-Iran deal pressured the currency. The Reserve Bank of India stepped in to mitigate the rupee's decline, yet both the Nifty 50 and benchmark bonds experienced downturns. Attention is now on the impending inflation reports from India and the U.S. for further market cues.


No luxury cars, one house and 116 days of travel: Ankur Warikoo and wife Ruchi’s 5 money rules on investing, wealth, spending and financial freedom

Ankur Warikoo and wife Ruchi reveal five personal money rules, from avoiding luxury cars and investing most of their income to travelling 116 days, prioritising health and embracing lifelong learning while building wealth and financial freedom.


Global market: Singapore's OCBC, UOB Q2 profits rise as wealth business cushions impact of lower interest rates

Singapore's OCBC and UOB banks have exceeded expectations with their second-quarter earnings, showcasing resilience amid lending income challenges. OCBC achieved a record quarterly net profit, while UOB surpassed analyst forecasts. The first half saw substantial growth in wealth management income, prompting both banks to declare higher interim dividends for their shareholders based on these impressive results.


RBI was Pakistan’s central bank for nearly 11 months after Partition: Here’s why

Partition created two countries in August 1947. It did not immediately create two monetary systems. For nearly 11 months, the Reserve Bank of India served as Pakistan’s central bank, maintaining its government-banking and currency arrangements while the new country built an institution of its own. The clearest evidence of this unusual interlude survives on the money itself: Indian banknotes carrying the words 'Government of Pakistan' in English...


AMFI July 2026 data out: Mutual fund AUM rises to Rs 85.76 lakh crore; net inflow strengthens to Rs 2.35 lakh crore

AMFI July 2026 data: Mutual fund AUM rises to Rs 85.76 lakh crore; equity inflows strengthen


Manappuram Finance Q1 net profit zooms over 4x on higher NII; ₹1 dividend declared

Manappuram Finance Ltd on Tuesday (August 11) reported net profit of ₹584.5 crore for the first quarter, compared with ₹138.3 crore in the corresponding quarter last year. Net interest income (NII) rose 28.1% year-on-year to ₹1,723.8 crore, from ₹1,345.3 crore in the year-ago period.The company declared an interim dividend of ₹1 per equity share of face value ₹2 each, representing a 50% payout. The record date for payment of the interim dividend...


Why is the US saving the yen? Treasury tells banks to stand ready for massive action | TDJ News

Why Is the U.S. Saving the Yen? Treasury Tells Banks to Stand Ready for Massive Action | TDJ News


The average amount Brits have in savings, according to their age

It's not as scary - or high - as you might think


US defends dollar as yen weakness threatens global currency order

The US treasury has stepped in to bolster the Japanese yen and several other currencies, signaling a potential decline of the dollar and hints of global economic turbulence. Historical patterns illustrate a downturn in imperial economic dominance. For India, navigating the complexities of changing global alliances and economic dependencies poses significant challenges. However, embracing collaboration within BRICS+ may provide a strategy to...


Psychology says people who try to save every penny they can aren't just trying to build wealth — what this behavior means and teaches us

Psychology says people who try to save every penny they can aren't always making financial decisions based only on budgeting. Their behavior can be linked to anxiety, fear of uncertainty, past financial experiences, a scarcity mindset, loss aversion, and a need to feel control and safety.


RBI sees inflation risks — but growth comes first

With global inflationary risks rising, in the coming months we could see a rate hike by the US Federal Reserve and further rate hikes by the ECB and the BoJ. This in turn could put some weakening pressure on the Indian currency


Keke Palmer was supporting 5 people as a teenager - then she finally broke down

Keke Palmer opens up about the hidden emotional cost of becoming a child star and carrying her family out of poverty at a young age. From growing up in a struggling neighborhood in Illinois to becoming the breadwinner through movies, television, and Nickelodeon fame, Keke explains how survival mode slowly took over her entire identity both on and off camera. The video explores the pressure of supporting her family for over 20 years, the emotional exhaustion that came with constantly “performing,” and the moment her young son unintentionally forced her to confront the trauma she had buried for years. It’s a powerful story about childhood responsibility, burnout, generational survival, and finally learning how to rest after spending a lifetime trying to save everyone else.


RuPay credit cards for UPI-first users: What to know

By enabling RuPay cardholders to link their cards to popular UPI apps and make merchant payments exactly the same way, but through a credit card, formal credit and payments have been brought together seamlessly.


Gold rate today: Check 24K, 22K gold prices in Mumbai, Delhi, Chennai, Kolkata, Bengaluru on August 11

24K gold stood at Rs 1,53,340 per 10gm on Aug 11, while 22K gold was priced at Rs 1,40,562.


Carysil shares jump nearly 6% as Q1 profit rises 38%, margins improve

Shares of Gujarat-based Carysil Ltd. rose nearly 6% on Monday after the quartz sink maker reported a 38% increase in first-quarter profit, with earnings growing faster than revenue as margins improved.Net profit rose 37.7% from a year earlier to ₹31.4 crore in the quarter ended June, while revenue increased 15.5% to ₹262.1 crore.Operating profit also outpaced sales growth. Earnings before interest, tax, depreciation and amortisation (EBITDA)...


R Madhavan compared beggar finding Rs 100 and businessman making Rs 20,000 crore, asked if money can buy happiness: 'Who sleeps happier that night?'

A past clip of R Madhavan discussing money, wealth and happiness during his podcast appearance with Ranveer Allahbadia has resurfaced and is now gaining attention online. In the conversation, the actor questioned whether having more money necessarily makes a person happier, using an example of a beggar finding Rs 100 and a businessman making a profit of Rs 20,000 crore.


LIC Q1 FY27 preview: Margin seen at 16.7%; APE, VNB expected to grow - 4 things to watch

LIC Q1 FY27 Preview: LIC is set to announce its financial results for the quarter ended June 30, 2026 (Q1 FY27) on Thursday, August 6.


Small-cap stock jumps 4% after receipt of order worth ₹740 crore

Krystal Integrated Services share price opened at ₹611.85 apiece today, as compared to previous close of ₹602.55 on Monday. The small-cap stock touched an intraday high of ₹633.90 on 11 August.


Ankur Warikoo shares 5 money rules that helped him build wealth after age 40

Entrepreneur and bestselling author Ankur Warikoo has shared the five money rules he and his wife Ruchi follow as a family. From investing before spending to avoiding lifestyle inflation, his post explains how the couple built wealth after years of having very little and why experiences matter more than possessions.


SpaceX advances $1 trillion revenue target to 2030, Musk says

Speaking to investors, Musk said the company’s internal financial projections had shifted from reaching the milestone in 2031 to 2030, adding there was “a non-zero chance” it could happen as early as 2029.


Paytm shares surge 25% in 3 weeks: Is UPI MDR optimism already priced in?

Paytm shares have surged over 25% over the past three weeks and hit a fresh 52-week high of Rs 1,605 on Tuesday. The stock has emerged as the new Street favourite as a string of global institutional brokerages upgraded their target prices on the counter on hopes of UPI MDR monetisation. However, experts that Moneycontrol spoke to cautioned that the stock could be pricing in too much optimism, assuming a favourable policy outcome. "The stock is...


Gold price today: Precious metal holds near $4,100 ahead of key US jobs data; weaker dollar lends support

Gold prices traded near USD 4,100 ahead of key US employment data this week. A weaker dollar supported bullion, while rising oil prices and geopolitical developments kept gains limited amid cautious market sentiment.


HDFC Bank, Kotak, Yes Bank among five lenders eyeing $3 billion overseas

Indian private lenders are set to raise up to 3 billion dollars via dollar bonds.


Financial horoscope today, August 11, 2026: Cancer signs will strengthen financial relations, know the status of all signs

Today's Financial Horoscope, August 11, 2026: You will meet others' expectations. You will think about increasing harmony and spend memorable moments with loved ones.


Elon Musk added $875 million a day to his fortune since 2025: Report

Elon Musk, who has been creating new wealth records since appearing in the Forbes list for the first time in 2021, is originally from South Africa.


Retiring with ₹75 lakh? Experts reveal how much to keep in cash and where to invest the rest

Retiring with ₹75 lakh? Here is a practical retirement corpus allocation across cash, bank FDs and equity mutual funds, balancing emergency needs, regular income, inflation protection and long-term financial stability.


Jefferies says FCNR-B inflows may hit $100 bn, 18% credit growth may shield Indian economy

India could remain resilient despite rising global bond yields and US fiscal pressures, with healthy domestic demand and stronger foreign investment providing support- Know how.


India's rupee goes plastic: RBI's big currency upgrade with new ₹10 & ₹20 notes soon | Vantage

India is set to introduce polymer or plastic currency notes starting FY28. The Reserve Bank of India will initially roll out ₹10 and ₹20 polymer notes, which last two to four times longer than paper currency and are expected to reduce wear and tear. The RBI says the move will also help expand currency production capacity, with larger rollouts planned if field trials are successful. Why is India making the switch now, and what changes for consumers? Hem Saroya tells you more.


Dollar drifts higher as traders eye Iran talks ahead of US jobs data

The dollar surged on Friday, gaining strength over the yen and euro as uncertainties regarding a peace deal in Iran heightened demand for safe-haven assets. Support for the dollar was also found in increasing Treasury yields due to expectations of forthcoming rate increases. Market participants are eagerly awaiting the U.S.


The Wealth Company launches GIFT City Fund to offer overseas investors India mutual fund exposure

The Wealth Company has launched an open-ended Category III AIF in GIFT City, offering eligible non-resident investors, including NRIs, a US-dollar route to diversified Indian mutual funds and ETFs through professionally managed portfolio selection.


Milky Mist raises ₹465cr from anchor investors ahead of IPO

Chennai: Milky Mist Dairy Food, the Tamil Nadu-based dairy products company, has raised about Rs 465 crore from 19 anchor investors ahead of its initial public offering (IPO), which opens on August 11 and closes on August 13.Get breaking news anytime, anywhere. Download the TOI app now!The IPO Committee of the Board, which met on August 10, 2026, f...


New bill puts free UPI under threat. It deserves debate in Parliament, discussion with citizens

UPI processed 24,161.69 crore transactions worth Rs 314.23 lakh crore in FY26. That is not a niche fintech product. It is the plumbing of India s retail economy


Intel shares slide 4% after $15-billion stock sale plan

Intel plans $15-billion stock sale after shares surge over 400% in a year, eyeing AI-led growth.