Why being able to afford everything can leave you with nothing saved

In a stage of growing incomes, a lot of individuals reach a level when they are capable of buying everything they want - eating out, electronics, subscriptions, traveling, or changing the style of their life for the better. The thing is that each purchase might seem affordable, but making choices based on one's ability to pay is sometimes a bad thing for personal finances. The concept of affordability doesn't equate with sustainabilityJust being...

M&S makes huge changes to its Sparks loyalty scheme as customers can now earn real money rewards

The high-street stalwart has announced that Sparks shoppers will be able to earn 'real money rewards' to spend across any part of M&S, including its food, clothing, beauty and homeware lines.

‘How can we live like this?’ In Noida, a breaking point years in the making

In their cramped rented room, where summer felt like a furnace, winter like a slap of cold, and rains leaked through the walls, Tularam dreamt of a different life

'Be careful who...': Woman throws Rs 1.5 crore cash from high-rise apartment, residents rush to collect

A shocking incident took place in Shantou, Guangdong province, on Friday morning when a woman threw a large amount of money from a high-rise building. According to The Standard, the act created chaos as people gathered and rushed to pick up the money. Around 9 am, a woman at the Star Lake City residential complex in Longhu District was captured tearing handfuls of Hong Kong $1,000 (around Rs 1.5 crore) banknotes from her balcony. This Chinese...

Yuan for oil payments? UAE seeks US safety net amid Iran war - report

The UAE has requested a US financial safety net amid concerns that an Iran war could severely damage its economy and investor confidence. Talks included a currency-swap line proposal, as the UAE fears needing to use other currencies for transactions if dollar shortages arise.

Rupee jumps 0.5% to one-week high, leads Asia gains on RBI oil dollar window move

The Indian rupee rose sharply on Friday to touch a one-week high, outperforming regional peers and leading gains across Asian currencies after reports that the Reserve Bank of India (RBI) has moved to ease pressure from heavy dollar demand by state-run oil refiners through a dedicated forex mechanism.The rupee gained up to 0.5 per cent in early trade to around 92.73 per US dollar, its strongest level since April 10, after reports that the...

Reliance brings a fantastic opportunity: Earn big without any effort! Mark April 24th on your calendar...

Reliance Industries (RIL), India's most valuable company by market capitalization, has announced the date for the release of its Q4 results for the fiscal year 2026 (FY26). Furthermore, this company—led by Mukesh Ambani—is also planning to distribute a dividend to its investors. This decision to issue a dividend comes after the company distributed a dividend of ₹15.50 per share and issued bonus shares in a 1:1 ratio over the past two years....

RBI opens premature redemption window for sovereign gold bond 2020-21 series VII

The central bank has fixed the redemption price at Rs 15,254 per unit, calculated as the simple average of closing prices for 999-purity gold over the three preceding business days, according to the India Bullion and Jewellers Association (IBJA).

Huge tax change will put money back in the pockets of millions of Australians: What you need to know

Treasurer Jim Chalmers has announced a major tax reform ahead of delivering his fifth Federal Budget next month.

Banks report dent in treasury income on RBI's forex measures

HDFC Bank's net trading and mark-to-market (MTM) income fell to Rs 800 crore in Q4FY26 from Rs 900 crore last quarter.

Polymarket in talks to raise money at about $15 billion valuation: The Information

Prediction markets platform Polymarket is reportedly in talks to raise $400 million in funding at a $15 billion valuation. This potential investment follows a $600 million commitment from Intercontinental Exchange, the NYSE's parent company. Polymarket aims to attract further strategic investors, potentially bringing the total round to $1 billion as event-based trading gains significant traction.

Razorpay may opt for confidential IPO filing; valuation seen around $5 billion: Report

Razorpay co-founder and CEO Harshil Mathur said the company's broader ambition is to evolve from a payments provider into a comprehensive financial infrastructure platform for businesses.

How I manage my money: Freelance writer, on £1,500 a month, with a crippling mortgage

Bex Broad has a medical condition that hinders how much she can work. Despite this, she is saving as much as she can

Rupee watch: Rupee rises for fourth straight session, opens marginally higher despite weak Asian peers

The Indian rupee opened marginally higher against the US dollar on April 20, even as most Asian currencies traded weaker. At 9:05 am, the home currency was trading at 92.83 against the US dollar, up 0.1 percent from its previous close of 92.93, marking the fourth consecutive session of gains. The rupee’s move came despite a rise in global risk aversion, as oil prices surged and the US dollar strengthened following renewed tensions between the US...

Can you really become financially independent before 40?

Achieving financial independence before 40 is attainable through disciplined saving, smart investing, and mindful spending. This goal requires early starts, consistent efforts, and controlling expenses to allow money to work for you. Building multiple income streams and setting clear financial targets are crucial steps on this journey.

As someone who…: 24-year-old man builds Rs 1 crore business in 4 months after quitting job

Most entrepreneurs leave their regular corporate roles to pursue something big, but very few succeed. This is the story of Ujjwal Nargotra, who built a Rs 1 crore startup in just four months after quitting his job and now helps more than 10,000 creators grow. The 24-year-old entrepreneur, co-founder of India’s automation platform LinkPlease, shared his journey on Instagram on how he cracked the market. Ujjwal and his co-founder started the...

NPS, EPF or mutual funds: Where should you invest Rs 5,000 for 10 years

You set aside Rs 5,000 every month with one simple goal, i.e., to build something meaningful over 10 years. But the real question is where to invest it. NPS, EPF or mutual funds? Let's have a closer look.

Stocks in news: HDFC Bank, ICICI Bank, RIL, Trent, Jio Financial

Indian markets are set for a dynamic start today. Investors will closely watch the Q4 results from banking giants HDFC Bank and ICICI Bank. Reliance Industries and Jio Financial also released their earnings. Trent's board will consider a bonus issue and dividend. Geopolitical events will also influence trading. Lupin received observations from USFDA.

Small-cap stock Sterling and Wilson Renewable Energy share price soars 12% on this new order win; check details

Sterling and Wilson Renewable Energy's share price surged over 12% after securing new domestic orders, including a major solar project from Coal India valued at ₹3,490 crore. The company's total EPC order inflows for FY26 have surpassed ₹10,062 crore.

Concert economy as investment vehicle: Are live events the next big asset class?

Institutional investors, private equity firms, tech platforms are taking note, driven by resilient demand, diverse revenue streams and cultural staying power.

Planning a Rs 1 crore corpus in 10 years? Here’s how to optimise your mutual fund portfolio

Building long-term wealth through mutual funds requires a prudent mix of asset allocation, disciplined investing, and regular portfolio reviews.

Why SIPs should remain core to your personal finance strategy in 2026: 5 reasons investors are staying invested

Steady wealth creation can be achieved through mutual fund SIPs, as investors should continue to focus on disciplined investing, rupee cost averaging, and compounding amid global market volatility.

INR 1.25 crore profit in one night: Tilak Varma's century vs GT gives MI a lifeline in IPL 2026

Tilak Varma's 101 not out against the Gujarat Titans transformed his season, generating ₹1.82 crore in value and a profit of ₹1.25 crore.

Is the dollar under threat? US lawmakers across states want gold and silver as alternative currency

The supremacy of the US dollar is being quietly tested at home, as a cluster of state lawmakers push to legalise gold and silver for everyday transactions in a bid to shield households from inflation.Lawmakers in states including Utah, Georgia, Arizona, Oklahoma and Iowa are pushing legislation to allow gold and silver to function as alternative, everyday currency — a move they frame as protection against inflation and long-term erosion in the...

Markets bleed on Iran war, power stocks rise up to 40%: Defensive bet?

Power stocks have been defying the concerns around a sharp spike in crude oil prices.

Financial horoscope today, April 17, 2026: Pisces will see an increase in wealth and prosperity, know the status of other signs

Today's Financial Horoscope, April 17, 2026: Any financial decision taken in haste may prove to be detrimental. Make a list of essential tasks. Spend strictly according to the budget.

Banking Central | What do latest bank earnings tell us?

In recent days, some of the country’s leading banks have come out with the March quarter results. If one takes a broader view, profits have grown reasonably strong, bad loans seem to be under control and credit growth continues at a healthy pace. This is a relief in the current environment as global economy battles uncertainty fuelled by the US and Iran war. Also, balance sheets of banks now look much cleaner, capital buffers are comfortable and...

India ke 100 rupaye ki London me kya value hai? A woman’s supermarket test leaves internet and Indians stunned

A viral Instagram video humorously highlights the stark reality of London's high cost of living for an Indian visitor. The experiment shows that ₹100, a significant amount in India, can barely purchase basic necessities like water or a sandwich in the UK, with only a small packet of carrots fitting the budget.

₹50 lakh retirement corpus: How to invest in SCSS, mutual funds, equities and other assets — CA offers tips

Secure retirement planning can turn a ₹50 lakh retirement corpus into a balanced income engine. Here is how you can blend SCSS, mutual funds, equities and debt for inflation-beating, tax-efficient long-term financial stability.

How to ensure your retirement savings sustain you through inflation, risk and other uncertainties

Smart planning for your retirement is part of fiscal responsibility for the future years. Here's how to ensure your retirement savings can sustain you through cost of living, medical inflation and other risks.

ICICI Bank vs HDFC Bank after Q4: Which stock looks like a better buy now?

ICICI Bank gained after Q4 results while HDFC Bank slipped, raising a key investor question. Which private banking giant now offers better growth, dividends and value potential? Read on to find out.

'My 9-5 didn't trap me': Middle-class Hyderabad woman's honest take on corporate job goes viral

Must success always mean leaving your job and taking a risk? As social media continues to celebrate hustle culture and bold career moves, one woman from Hyderabad has offered a different take on corporate life. A woman named Akanksha Rai, shared her views in an Instagram video, where she spoke about her journey as the eldest daughter in her family. She explained why she has never looked down on conventional office work and why earning a monthly...

How money can measurably influence happiness and life satisfaction

The big-idea explorers at Aperture investigate how money genuinely influences happiness and overall life satisfaction.

What is digital euro? A guide to future of cash in Europe

Barcelona, Apr 15 (The Conversation) Money is changing at a pace that would have seemed unthinkable even a few years ago. In just the last ten years, credit cards, debit cards and mobile phones have displaced cash, with notes and coins being used less and less as physical money gives way to digital. Given this growing trend, the European Central Bank (ECB) is now working towards the launch of the digital euro – an electronic version of public...

Yes Bank shares swing after Q4 profit jumps 45%; asset quality improves

Yes Bank's Q4 profit after tax rose 45% year-on-year to Rs 1,068 crore in Q4FY26 from Rs 738 crore a year earlier. It increased 12% from the previous quarter.

Yield tracker: 10-year bond yield edges higher ahead of switch auction; liquidity surplus in focus

India’s 10-year government bond yield rose marginally in early trade on April 20 as traders awaited a switch auction worth Rs 30,000 crore, where the government plans to convert short-tenor securities into longer-maturity debt. At 9:06 am, the 10-year bond yield was at 6.917 percent, up 2 basis points from its previous close of 6.905 percent. Market participants said a large surplus of liquidity in the banking system could support...

China leaves lending benchmarks unchanged for 11th month in April

China on Monday left benchmark loan prime rates (LPRs) unchanged for the 11th consecutive month in ​April, in line with market expectations.Solid economic growth ‌at the start of the year and a pick-up in inflation reduced the need for fresh monetary easing to support the broader economy.It kept the one-year LPR at 3.00% and five-year ​LPR at 3.50%.In a Reuters survey of 20 market participants ⁠conducted last week, all participants predicted no...

Mehul Telecom IPO day 2: Issue subscribed over 6x so far; NIIs steal the show. Check GMP, issue details

Mehul Telecom IPO, open from April 17-21, features shares priced at ₹96-98. The company reported a profit rise and plans to use funds for working capital and expansion. Strong investor interest is evident with a subscription status of 6.60x as of day 2.

Indian woman living in America explains why people who move abroad rarely return to India, internet calls it 'bitter truth'

An Indian-origin woman based in the United States has sparked a massive debate after explaining why many Indians who move abroad, especially to America, often do not return to India even after years of working there.In a video circulating widely on social media, the woman, Sonali addressed a question she says many people ask: why do Indians who settle in America choose to stay there permanently even after earning what appears to be a significant...

Bitcoin holds $75,000 as Ethereum, XRP, Dogecoin gain 2%

Bitcoin remains above $75,000 while Bitcoin ETFs saw $26.05 million in net inflows on Thursday, while Ethereum ETFs reported $18 million in net inflows. Cryptocurrency Ticker Price Bitcoin (CRYPTO:BTC) $75,517 Ethereum (CRYPTO:ETH) $2,352 Solana (CRYPTO:SOL) $87.67 XRP (CRYPTO:XRP) $1.43 Dogecoin (CRYPTO:DOGE) $0.09807 Shiba Inu (CRYPTO:SHIB) $0.056200 Meme coin market capitalization is up 7.5% over the past 24 hours at $38.4 billion Trader...

Quote of the day by banking legend JP Morgan: ‘Money equals business which equals power, all of which…’, a lesson on how to make it big in life

JP Morgan, a powerful financier of the Gilded Age, believed credibility, not just capital, was the foundation of wealth. His reputation for decisive action and integrity was crucial, especially during the Panic of 1907 when he personally stabilized markets. Morgan's influence and legacy highlight the enduring power of trust in finance and society.

Car vs wealth: Financial expert explains why your EMI mindset is costing you big

Over a decade, even a modest monthly investment can grow significantly through compounding. In contrast, money spent on EMIs yields no financial return beyond utility — and declining resale value.

Gold silver rate today (April 20): Prices take a hit, check current rates across major cities in India

Gold Silver Rate Today: Gold and silver prices edged lower on Monday, weighed down by subdued demand and negative global signals, even as markets brace for a crucial week driven by geopolitical developments and key economic data. On the Multi Commodity Exchange (MCX), gold futures for June delivery declined Rs 1,310, or 0.85 per cent, to Rs 1,53,299 per 10 grams, with a turnover of 1,119 lots. The fall came amid weak spot demand and softer...

'I would rather...': Woman quit her Rs 1 lakh a month job at 23, says she was living her 'worst phase'

Success often looks perfect from the outside. A high-paying job, financial stability, and a career that ticks every box. For 24-year-old Rithika, that picture was real. At just 23, she was earning over a lakh a month and living what many would call a dream life. But behind that polished image was a reality that told a very different story. For nearly two years, Rithika found herself stuck in what she described as her “worst-case scenario.”...

What does it mean when you dream about receiving money? 💸💸💸

Dreaming about receiving money generally symbolizes a positive influx of power. It often reflects a feeling of being valued a rise in confidence or the anticipation of positive changes

Jio Financial sees strong growth as lending scales, new businesses expand

Hitesh Sethia, MD & CEO of Jio Financial Services, expects robust growth as the company scales its lending book and expands into new verticals. With non-banking financial company (NBFC) AUM at ₹25,700 crore, he sees strong top-line momentum while maintaining a focus on asset quality.He also highlights a long runway in insurance and asset management, driven by low penetration and product expansion. While investments in new businesses may keep...

Wipro’s Rs 15,000 crore buyback: Should investors tender or stay put?

CFO of Wipro said this will be company's largest-ever buyback and it is expected to be completed in the first quarter of the current financial year.

Maths behind high returns: What makes these mutual funds winners with over 20% CAGR in 10 years

Maths behind high returns: When we speak of a high-performing mutual fund, we usually look at its past returns. It is easy to get impressed by its previous returns, but the actual story lies in the maths behind those returns and understanding that maths behind it may help you get into the core of the mutual fund that may help you shape your portfolio.

Three companies will see shares worth nearly ₹40,000 crore free up for trade today; details here

Hyundai Motor India, Canara HSBC Life Insurance, Amagi Media Labs are the three companies who will see their shareholder lock-ins end on Monday, April 20. Barring Canara HSBC Life Insurance, Hyundai Motor India and Amagi Media Labs are trading below their issue price. Based on the respective closing price on Friday, the total value of the shares that become eligible to be traded is worth ₹38,927 crore. It must be noted that the end of the shareholder lock-in does not mean all the shares will be sold in the open market. They only become eligible to be traded. Here's a look at the three companies in greater detail: Hyundai Motor India | The company will see its six-month and beyond shareholder lock-in period end on Monday. According to Nuvama Alternative and Quantitative Research, as many as 162.5 million shares, or 20% of the company's outstanding equity will free up for trade as the lock-in period ends. Based on Friday's closing price, those shares are valued at ₹30,696 crore. The stock currently trades 1% below its issue price of ₹1,906 apiece. Canara HSBC Life Insurance | The company will also see its six-month lock-in period end on Monday. According to Nuvama Alternative's note, as many as 522.5 million shares, or 55% of the company's outstanding equity will free up for trade today. Based on Friday's closing price, the total value of the shares that become eligible to be traded is worth ₹7,836.98 crore. The stock is trading 42% above its IPO price of ₹106 per share. Amagi Media Labs | The company will see as many as 11.1 million shares, or 5% of its outstanding equity become eligible to be traded once its three-month shareholder lock-in ends on Monday. Based on Friday's closing price, the total value of shares that free up for trade is worth ₹394 crore. The stock is trading nearly 2% below its issue price of ₹361 per share.

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