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Man’s 3-yr nest egg of ₹10 coins earns him a bike

Hyderabad: For three years, every ₹10 coin that landed in pastor B Ravi Joseph’s pocket was set aside with a purpose. While most people spend loose change without a second thought, the 51-year-old held on to each coin, nurturing a dream he had carried for nearly a decade. This week, that quiet act of discipline paid off in the form of a brand-new A...


Cancer tarot horoscope today, October 12, 2026: Financial matters will strengthen, keep focus on work

Today's Cancer Tarot Card Reading Prediction, October 12, 2026: Avoid neglecting business policies. Maintain a spirit of cooperation. Avoid arguments and disputes. Progress through social interaction. Will increase confidence in artistic skills.


Couples, money, and the silent gaps no one talks about after 50

In this edition of Live to 100, we explore why financial dependence, not lack of wealth, is the biggest unseen risk for Indian couples over 50.


5 things you should never keep in your wallet, according to Vastu

Whether you believe it or not, the things you keep in your wallet carry a certain kind of energy. As per Vastu, there are certain things that one must never keep in one's wallets. What you keep in your wallet has a bearing on the kind of relationship you will share with money, money inflow and outflow also. When was the last time you organised your wallet neatly? In the fast pace of life, most people often don't get enough time to look at the...


Top 5 highest-grossing superhero franchises: Does Marvel beat DC at the box office?

Discover which superhero franchise is the highest grossing one till date. From Spider-Man to Batman, read ahead to find out whether Marvel dominates at the box office over DC here.


Five money habits that can keep you financially secure for years

A higher salary does not automatically make a person financially secure. It is possible to earn well and still have little money left at the end of the month. On the other hand, someone with a modest income can build a stronger financial cushion by making a few habits part of everyday life. The first is to know where your money is going. This sounds basic, but many people track investments more carefully than they track spending. Keep an eye on...


I bought a house at 23 – here's how I did it

Lauren Whelan was able to get on the property ladder by saving from a young age and making the most of Government support


Want global exposure through domestic mutual funds? Here are 10 schemes with the highest overseas allocation

Indian mutual funds offer investors a way to access overseas stocks without opening an international brokerage account. Edelweiss Technology Fund led domestic equity schemes with a 24.38% international allocation.


GK: Why does the dollar sign have an ‘S’ in it?

The $ symbol is among the world’s most recognisable signs, instantly associated with money and wealth. But its unusual shape has a fascinating history, with its roots tracing back beyond American currency. (Image-AI)Before the U.S. established its own monetary system, American colonies used British pounds, shillings and pence. Continental currency introduced dollars in 1775, while Congress officially adopted the dollar in 1785. (Image: Canva)The Spanish peso was widely used across international trade and became particularly important in America. Known as the “peso de ocho reales”, it continued as legal tender in the U.S. until 1857. (Image: Canva)One leading explanation links the symbol to merchants abbreviating “Spanish peso”. They wrote a lowercase “p” over an “S”. Over time, repeated use simplified the combination into today’s familiar dollar sign. (Image: Canva)Another theory connects the symbol to Spain’s coat of arms and the Pillars of Hercules. A different claim says it combines “U” and “S”, but historians have found little evidence supporting it. (Image: Canva)The symbol appeared in American printing by the late 1790s, reportedly through Philadelphia printer Archibald Binny. It was initially used in ledgers and print, before appearing on banknotes in 1869. (Image: Canva)The $ sign is now used for currencies including the Canadian and Australian dollar, along with several pesos. Its presence on early keyboards also helped make it useful across programming languages. (Image: Canva)


Paul Black’s 3 thumb rules for identifying great wealth creators

Veteran portfolio manager Paul Black’s investment framework focuses on identifying businesses with competitive advantages that strengthen over time. His three key rules emphasise widening moats, strong corporate cultures and improving returns on invested capital, while patience and an information edge can help investors identify and hold potential long-term wealth creators.


How much money is considered rich in America? $2.3 million may be the benchmark, but where you live changes everything

There is no number that suddenly makes a person rich. Still, Americans have a figure in mind. A 2025 Charles Schwab survey found that people believe an average net worth of $2.3 million is needed to be considered rich. That is a useful glimpse into how Americans view wealth, but it is not a fixed rule. Two households with the same amount of money can have very different financial lives.


Drishyam 3 box office collection day 10: Ajay Devgn film crosses Rs 300 crore mark in India; check weekend's earning

On Day 10, the film's India net collection has reached Rs 309.50 crore, while its India gross collection stands at Rs 371.40 crore.


Buying a car? Here’s how much of your income you should actually spend


Rupee set for sharp rally as RBI moves to curb speculative bets, but risks remain

The currency closed at 96.73 against the dollar on Friday after weakening nearly 8% this year, near its record low of 96.96.


Oil prices today: Brent crude near $104 as Russia-Ukraine energy ceasefire eases supply concerns

US President Donald Trump said on Sunday that Russia and Ukraine had agreed to halt attacks on each other's energy infrastructure, following an announcement on Friday about a diesel-supply deal with Moscow.


Indian rupee strengthens in offshore market after RBI measures

One-month non-deliverable forwards showed the rupee strengthening as much as 2.7% to 94.17 per dollar before paring its gain to 0.7%.


Cybercrooks use fake SIR form to dupe senior citizen of ₹8L

Pune: An elderly man from BT Kawade Road lodged a complaint with Mundhwa police, saying that online fraudsters, who posed as ECI officials, cheated him of Rs 8 lakh by sending him a fake SIR form online between Oct 1 and 3.Get breaking news anytime, anywhere. Download the TOI app now!The suspects allegedly installed remote access software in the vi...


'Baththa' BO day 11 vs 'Sigma': Vijay Sethupathi's film earns Rs 23.20 cr in India

Vijay Sethupathi's 'Baththa' has continued to perform well at the box office with rising earnings. The film recorded significant daily collections increasing from Rs 1.65 cr to Rs 3.10 cr over the weekend. In contrast, Jason Sanjay's 'Sigma' has seen modest improvements in daily earnings despite low initial collections. The performances indicate a stronger audience reception for 'Baththa' compared to 'Sigma'.


‘I couldn’t buy until I was 43’: Why more people get on property ladder in later life

More people, like Liz Johnson, are getting on the property ladder later in life, research shows


October money feng shui: Place jade in your wealth corner; skip bedrooms and bathrooms

Jade is highly valued in Chinese culture for its connections to wealth and prosperity. This green stone is believed to attract money and promote financial stability through various feng shui practices. Individuals often enhance their wealth corners with jade items like sculptures or tumbled stones. To maximize jade's benefits, it should be cleansed before placement and kept away from cluttered areas.


Quote of the day by Larry Ellison: "I think people who are really successful in business are people who…"

Stay updated with the latest news on Times of India. Get all the trending City News, India News, Business News, and Sports News. For Entertainment News, TV News, and Lifestyle Tips, visit Etimes.


Rs 22 lakh-crore global green hydrogen boom: 3 stocks eyeing India’s 5 MTPA goal

India’s ₹17,490 crore green hydrogen push is gaining momentum. Explore how 3 companies are tapping the ₹22 lakh crore global market by building capacity and developing hydrogen projects as countries shift toward clean energy.


6 reasons why you should bring a Vastu brass turtle in your home for financial prosperity and success

Vastu Turtle Benefits: Did you know that the small brass turtle on your shelf could change your luck? According to Vastu Shastra, the tortoise is considered a very auspicious symbol and an indicator of harmony. Adding it to your home can solve your money problems and bring happiness and prosperity to your entire family. If you are planning to achieve success in your professional or business life, a brass tortoise would be an excellent choice....


She had a prestigious Wall Street job – two drinks exposed her paycheck-to-paycheck reality

Vivian Tu executed billion-dollar trades for Wall Street hedge funds, yet lived paycheck to paycheck and once had her card declined at a crowded bar. She had to wait until 12:01 for her paycheck to reach her bank account before she could settle the tab. A decade later, she reveals how financial literacy, investing, online banking and modern money tools helped her escape the financial chaos hidden behind an impressive career.


Why do Ozempic and Mounjaro work for some people but not others?

These breakthrough diabetes and weight-loss medications have transformed millions of lives, but not everyone responds in the same way. Genetics, biology, lifestyle and disease stage all influence their effectiveness


Should you keep a 100% equity portfolio? Here's what 20 years of data reveals about risk-adjusted returns

A 100% equity portfolio delivered better long-term gains, but the picture changes when volatility enters the equation. Data spanning 20 years show how a fixed-income instrument and a 50:50 mix compare in terms of risk-adjusted performance, revealing a different side of portfolio returns.


Market rout forces Centre to put OFS plans on hold | Profit exclusive

The Centre has put four to five planned stake sales on hold for H2 FY27, with Indian Overseas Bank and Hindustan Zinc among the potential transactions affected.


How I eliminated $43k of debt in seven months using the 'snowball method'


Is no-cost EMI always free? The catch buyers should know before opting for it while shopping online

No-cost EMI offers can hide extra expenses, despite being advertised as interest-free. Here's what customers should know before they opt for this route.


Five retirement mistakes people realise only after it’s too late

Talk to people who’ve retired, or are close to it, and a pattern shows up quickly. Very few say, “I made one terrible decision.” What they usually say is, “I didn’t think this would matter so much,” or “I assumed we’d adjust.” That’s how retirement plans unravel — quietly, over time. Putting retirement on hold because life is busyRetirement is easy to ignore when you’re younger. There’s always something more urgent: buying a home, raising...


Gold, silver prices next week: What investors should watch amid global uncertainty

Gold and silver prices are anticipated to remain range-bound with modest support from rupee fluctuations. Investors will focus on upcoming inflation data from India, China, and the US. Additionally, trade data from China and Federal Reserve officials' speeches will be monitored closely. Geopolitical tensions, particularly involving the US and Iran, may also impact market sentiment. Overall, significant factors influencing bullion prices include...


7 lucky plants that bring money, positive energy, and calm

There’s something almost magical about walking into a home filled with plants. The air feels lighter, the mood softens, and even the quiet corners seem more alive. Beyond their beauty, many people believe that certain plants carry the power to attract luck, wealth, and good energy. As city living becomes more fast-paced, people are turning to greenery not just for aesthetics but for emotional comfort. Plants help purify the air, reduce stress,...


Why your first Rs 25 lakh investment is a major wealth-creation milestone

Reaching the Rs 25 lakh milestone signifies a transformative moment in wealth creation for young investors. It indicates that accumulated capital is now playing a crucial role in enhancing portfolio growth, alongside new savings. With market downturns having a more pronounced effect in rupee terms, effective risk management strategies become essential. Moreover, optimal asset allocation is key for achieving a balance between growth and stability.


Practicality matters: 5 car accessories buyers shouldn’t waste their money on

If you are feeling confused about car accessories, here is a guide for you to help you understand top five absolutely unnecessary car accessories, which are just impulse driven add-ons.


Confirmed booking cancelled in Munnar; hotel and booking platform to pay family Rs 40,000

The platform told the commission that it had offered to help arrange alternative accommodation costing up to Rs 20,000 per room.


Man who had everything: Story about money anxiety after 60

In this edition of Live to 100, we explore why even a perfect retirement corpus can feel hollow after 60 — and how clarity of purpose, not more money, is what finally brings peace.


Sensex, Nifty open higher as oil eases and RBI moves to support rupee

Over the weekend, the Reserve Bank of India unveiled fresh measures to support the rupee.


Income tax for senior citizens: No salary after retirement? These 7 incomes can still attract tax; know what is exempt

Retirement is not synonymous with tax freedom. Your pensions, interest income, rental earnings, and capital gains may still incur taxes. It's crucial to identify which income streams are subject to taxation and which advantages remain untaxed to prevent errors and manage your finances wisely. Learn strategies to legally minimize your tax responsibilities after retirement and bolster your financial stability.


How to plan a weekly budget without giving up small treats? Try these 5 simple saving hacks

The most common lie in personal finance is that your morning latte is keeping you broke. It’s not. What’s actually killing your savings is budgeting lag. The real problem is you're trying to manage your life in 30-day blocks while spending your money in 24-hour impulses, and that is why a weekly budget plan is important. When you treat budgeting like an extreme crash diet, you trigger the same psychological backlash: three weeks of financial...


Entrepreneur reveals why staying in India over studying abroad was worth it

The entrepreneur chose to stay in India 17 years ago despite having multiple offers to study abroad.


UPI MDR may push costs onto consumers despite surcharge ban: IIT Bombay report

New Delhi [India], October 12 (ANI): The revised fee framework for Unified Payments Interface (UPI) transactions could indirectly burden consumers through higher retail prices, even as merchants are barred from directly passing on the charges, an IIT Bombay report has warned, calling for changes to the proposed model.The report estimates that the Merchant Discount Rate (MDR) framework could generate around Rs 18,000 crore annually for payment...


The richest man in history had more wealth than entire countries

It sounds exaggerated. But by most historical estimates, the richest person to have ever lived wasn’t a modern billionaire. It was Mansa Musa, a 14th-century ruler of the Mali Empire.And his wealth wasn’t just large. It was on a completely different scale.Mansa Musa ruled over one of the richest regions in the world at the time, covering large parts of West Africa. This wasn’t just any territory — it was one of the main sources of gold, which...


Petrol, diesel prices today, October 12: Check fuel rates in Delhi, Mumbai, Kolkata, Chennai

Petrol, Diesel Prices Today, October 12: Petrol and diesel prices remained largely unchanged across major Indian cities on Monday, October 12. In New Delhi, petrol is priced at Rs 102.12 per litre, while diesel costs Rs 95.20 per litre. In Mumbai, petrol is available at Rs 111.21 per litre and diesel at Rs 97.83 per litre.Fuel prices are revised daily at 6 am under India’s dynamic fuel-pricing system. Indian Oil Corporation (IOC) says daily...


Gallantt Ispat share price jumps 15% | What’s driving the rally? Key levels to watch

Gallantt Ispat surged over 15% on 12 October amid high trading volumes, despite a weak market. Analysts said the broader trend remains cautious, citing support near ₹500 and resistance around ₹600 to ₹650. Investors are also watching the company’s ₹3,000 crore expansion plan and FY27 growth.


Rs 10 lakh investment, different explanations: why ITAT deleted tax addition and Rs 2 lakh penalty

The dispute arose after the income tax department received information about an investment of Rs 11.25 lakh made by a man with a wealth management firm. The assessing officer accepted that Rs 1.25 lakh had been paid by cheque, but the source of the remaining Rs 10 lakh, was questioned. Before considering the tax dispute, the tribunal had to address the delay in filing the appeals


Indian couple studying in Ireland spends Rs 3.25 lakh a month, shares detailed expense breakdown

Studying abroad can come with a hefty price tag, but how much does it actually cost to live in one of Europe’s most expensive cities? From rent and groceries to shopping and eating out, everyday expenses can quickly add up. An Indian couple pursuing their master’s degrees in Dublin, Ireland, has shared a breakdown of their monthly spending, revealing how their expenses cross Rs 3 lakh. The video was shared on Instagram by Sayali and Vaibhav, who...


Completely different realities: 22-year-old techie compares life with childhood friend earning Rs 35 LPA

A 22-year-old tech professional has sparked an online discussion after reflecting on how his career has diverged from that of a childhood friend who now earns Rs 35 lakh per annum (LPA). Despite scoring almost identical marks in their Class 10 examinations, the two have taken different paths, leaving him questioning whether his own decisions have held him back. In a post on X, Gandharva described the emotional toll of watching someone who once...


Ashish Kacholia, Mukul Agrawal, others invest Rs 120 crore in IPO-bound Fusion CX

Ace investors Ashish Kacholia and Mukul Agrawal-backed Sanshi Fund, along with Kotak Mahindra Life Insurance, acquired a combined 3.19% stake worth Rs 120 crore in Fusion CX ahead of its Rs 702 crore IPO opening on October 14.


Financial horoscope today, October 12, 2026: Scorpio signs should avoid rushing decisions, know your horoscope update

Today's Financial Horoscope, October 12, 2026: Scorpio individuals should pay special attention to matters related to expenses and investments. There will be a desire to advance plans, but avoid rushing decisions. It is better to work according to arrangements and budget.


Gurugram woman spends over 50% salary on rent, shares why she wouldn't change it

A Gurugram woman said she spends more than half her salary on rent to live a four-minute walk from work. Her video prompted debate over whether convenience and peace are worth sacrificing savings and SIPs.